The Growth Engine ETF Portfolio
A diversified, high-growth ETF portfolio targeting long-term wealth with minimal effort.
2 year CAGR
18% – 20%
(5+ Years Horizon)
Volatility
Medium
Due to Midcap, US Tech
About This Portfolio
The Growth Engine ETF Portfolio is designed for investors seeking 18–20% annualized returns over the long term through a carefully selected mix of Indian large-cap, mid-cap, US tech, and gold ETFs. It combines stability, growth, and global exposure while minimizing overlap and staying passively managed through low-cost ETFs.
Ideal for: Long-term investors (5+ years), those seeking high-growth passive portfolios, individuals comfortable with moderate short-term volatility, and those looking for Indian & global exposure via ETFs.
Not ideal for: Short-term investing due to potential market volatility.
5-Year Performance vs Nifty 50 & Nasdaq 100
📈 [Line Chart: 5-Year Performance of Growth Engine ETF Portfolio vs Nifty 50 vs Nasdaq 100] 📉
(Illustrative – Requires data integration)
(Illustrative – Requires data integration)
Portfolio Allocations
Asset Class Distribution
| Asset Class | Allocation % |
|---|---|
| India Equity (Large & Mid Cap) | 70% |
| US Tech Equity | 15% |
| Gold (Hedge) | 10% |
India Equity
US Tech Equity
Gold (Hedge)
Asset class balance for diversified growth and hedging.
ETF Breakdown
| ETF Name | Category | Allocation % |
|---|---|---|
| Sensex 30 ETF | Large Cap – India | 35% |
| Nifty Next 50 ETF | Emerging Large/Mid | 20% |
| Nifty Midcap 150 ETF | Mid Cap – India | 15% |
| Motilal Oswal Nasdaq 100 ETF | US Tech Exposure | 15% |
| GoldBees | Gold Hedge | 10% |
Specific ETF choices can vary based on investor preference and broker availability.
ETF Allocation Visualized
Portfolio Strategy
- Blend of blue-chip Indian stocks (Sensex)
- Exposure to fast-growing sectors (Next 50, Midcap)
- Global innovation via US tech leaders (Nasdaq 100)
- Gold allocation to hedge volatility & inflation
- SIP + annual rebalancing recommended
Effort Level: Low. This portfolio is designed for passive investors. Set up Systematic Investment Plans (SIPs) for each ETF and review/rebalance ideally once a year to maintain desired allocations.
Frequently Asked Questions
Q1: What is the minimum capital required?
You can start with as low as ₹1,000 per ETF per month via SIP on platforms like Zerodha, Groww, or Paytm Money.
Q2: Is this suitable for short-term investing?
No. This portfolio is designed for long-term wealth creation (5+ years). Short-term market volatility can affect returns significantly.
Q3: How often to rebalance?
Once every 12 months. Rebalancing helps realign your allocations if one ETF outperforms or underperforms significantly.
Q4: Can I replace any ETF?
Yes, but ensure the replacement belongs to the same asset category (e.g., another Nasdaq 100 ETF for US Tech) and ideally has a low tracking error and expense ratio.
Q5: How do I invest?
You can invest through any stock broker offering ETFs (e.g., Zerodha, Groww, Upstox). Simply buy these ETFs in the mentioned proportion or set up SIPs for them.
Q6: Tax efficiency of ETFs?
Yes, ETFs are generally more tax-efficient for long-term holding compared to many actively managed mutual funds due to lower churn. Long-term capital gains (LTCG) on equity ETFs (held over 1 year) are taxed at 10% on gains exceeding ₹1 lakh per financial year. Gold ETF taxation follows debt fund rules if held for more than 3 years for LTCG with indexation benefits, or as per slab if STCG.